BFIS Compare

BFIS Compare is Nepal's independent, free comparison platform for banking and insurance products. It pulls rates and disclosures directly from Nepal Rastra Bank (NRB) and the Nepal Insurance Authority (NIA), giving consumers a single, trustworthy place to compare deposits, loans, and insurance across 130+ banks, finance companies, and insurers — with no signup, no personal data, and always free.

On the deposit side it tracks fixed-deposit and savings rates alongside base rates; on lending it compares home, auto, personal, and education loans with effective-rate calculations so borrowers see the true cost of borrowing. Life and non-life insurance products sit beside them, each with dated rates and source attribution back to the original NRB/NIA disclosure.

A suite of calculators turns the data into decisions — FD return, loan EMI, savings growth, and term-insurance premium calculators — backed by 130+ institution profiles, credit-card comparisons, and a news & guides section covering Nepal's financial sector.

Rates refresh automatically every month from official disclosures, and the whole experience is bilingual (English / Nepali). Built on the same fast, SEO-friendly stack as the wider nepsetrading.com platform — a Next.js frontend and a high-performance Rust backend over PostgreSQL with Redis caching — it stays quick and reliable while serving fresh, verified data.